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5 Beds
4 Baths
2,414 sqft

$1,150,000

744 DIVIDING CREEK ROAD, ARNOLD MD, 21012

Price per sqft$476.39
Built in1989
Property size2,414 sqft
Property typeResidential

Overview

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Listed Oct 8, 2026

Updated 17h ago

Welcome to this tranquil waterfront retreat! Positioned with desirable southeast-facing views toward Dividing Creek, this unique 3-level home features 5 bedrooms, 3.5 bathrooms, and an inviting layout designed for comfortable living and entertaining. The main and upper levels offer cozy living spaces highlighted by a warm fireplace, a spacious kitchen, and new carpeting freshly installed in November 2025 across the living room, dining room, stairs, and all upper bedrooms. The lower level includes a 938-square-foot semi-finished walkout basement featuring a bedroom, a full bathroom, a partial kitchen, plenty of storage, and a private entrance leading to the side yard. Outdoor living features low-maintenance organic raised-bed gardens with a drip irrigation system, rich soil, and beautiful perennial plantings that attract local wildlife and pollinators. Surrounded by mature forests, scenic paths, and tranquil park-like features including a historic local cemetery on the knoll, the property offers unmatched peace and privacy while remaining great for stargazing on clear nights by the fire pit. Water enthusiasts will fall in love with the exceptional waterfront amenities, boasting an expansive 143-foot newly updated pier featuring a 108-foot by 6-foot walkway, a 20-foot by 8-foot end dock, a 15-foot by 3-foot finger pier, and a 62-foot shoreline pier along an 80-foot stone revetment. The dock is equipped with a 12,500-lb Hi & Dry CBX boat lift (fully renovated in 2024 with a separate circuit on an upgraded 400A electrical system), a full slip for a second boat, tie-up space for a third, 5.5 feet of mean low water depth, a 100A subpanel, lighting, and fresh dock plumbing. The home has been meticulously maintained with significant updates, including energy-efficient windows and doors with an Energy Star Silver certificate, whole-house insulation, an efficient heat pump, an Energy Star hot water heater, a 3/4 HP submersible sump pump with a backup battery, and Energy Star appliances. Enjoy country-style serenity while being just minutes from local shopping, 15 minutes from the charms of Annapolis, 30 minutes from BWI, 40 minutes from Baltimore, and an hour from Washington, D.C. Schedule your private tour today!

$7,651/mo

Est. mortgage payment based on a $1,150,000 home price.

All estimates are provided by Luxury Presence for informational purposes only. Actual amounts may vary.

Additional information

MLS® ID
MDAA2158806

Interior Features

Bedrooms
5
Bathrooms
4
Fireplace
Yes
Cooling
Yes
Heating
Yes
Basement
Yes

Exterior Features

Lot Size
0.56 Acres

Other Property Details

Taxes
$10,674
Tax Frequency
Annually
Garage
Yes
View
Yes
Waterfront
Yes
55+/Senior Community
No
MLS provider logo

Listed by Berkshire Hathaway HomeServices PenFed Realty
Listing Contact: 4107779243 

The IDX display contains information sourced from the Bright MLS, Inc. as of 10/10/2026. This data is intended solely for personal, non-commercial use and is not to be utilized for any other purposes except to identify potential properties for purchase. Although the MLS data displayed is typically considered reliable, it is not guaranteed to be accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and are advised to conduct their own investigations or seek professional assistance. Other sources besides the Listing Agent may have contributed to the MLS data presented. Unless expressly specified in writing, the Broker/Agent has not confirmed any information obtained from external sources. The Broker/Agent may or may not have acted as the Listing and/or Selling Agent and cannot guarantee the accuracy of property locations displayed on any map. Any compensation offers are solely made to participants of the MLS where the listing is registered.

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Data last updated on 10/10/2026 at 3:37 AM UTC

 

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